All right. Very good.
Ms. MacKenzie, when I was growing up, my parents couldn't afford to pay for lessons for five kids on the incomes they had. My community club actually would provide free classes to my brothers and sisters and me, if my parents coached hockey, and that kind of thing. This is an idea. I keep waiting for someone to bring something like this forward. We're missing opportunities because the stretch credit has some problems, which we've discussed multiple times in this venue, which is why I'm going to try not to repeat myself.