Minister, 38% of Canadians earn less than $20,000 a year, and 40% of the people getting old age security make less than $20,000. You're telling them it's no big deal; they have 11 years and can save a little more money, set a little more aside.
How can you actually tell people making less than $20,000 a year that they just need to save more money? Don't you think that sounds a little out of touch with the challenges faced by low-income Canadians?