Mr. Chair, thank you.
I have just a couple comments and questions.
If we take the premise that there's only one taxpayer in Canada—which in my consideration there is—it's really a net wash, as far as money changing hands goes. There is a little bit of difference, but taxpayers ultimately pay the price—and I see you nodding your head—so the taxpayers in this case are going to save money through administration, through eliminating duplication of services, through economy of scale. That's really how they're going to save money, is it not?