I'm still in the world of the optimist when it comes to the expansion of the Canada pension plan. I think we still have a majority of the provinces prepared to support expansion of the Canada pension plan, because they do see that looming problem. There are moments when the Minister of Finance seemed to have heard their message and to be thinking about it. It's still in play, so I think that CPP debate will continue.
Frankly, I see the OAS decision as curiously at odds with that because we know people aren't saving enough. We know private pension coverage is shrinking, and to just take away that basic building block of OAS for a couple of years, I think, further undermines the situation.