They are, but they're not. Should they be using their mortgage insurance revenues to fund those other activities? They don't really. They get an appropriation from the government for social housing programs, and that sort of thing, so I don't see the fact that they do housing policy and affordable housing and work in that area.... To me, that's totally separate from the fact that they do mortgage insurance, which is a profit-making venture for them, and I don't think one should subsidize the other.
I think we should be explicitly saying that this is what we want to do in terms of housing policy. Let's fund it out of government revenues. Mortgage insurance is a separate issue.