We've tightened up the lending requirements quite a lot. If you're buying a property to rent to other people, for example, you can only get an 80% loan on that. You used to be able to borrow 95%, so I don't think we need to go.... We don't want to tighten them so far that we cause a downturn in the housing market. That would be disastrous.
On May 29th, 2012. See this statement in context.