Some of us will be sad to see the penny disappear, but I think it's more an age issue than an economic issue. Generally, the industry was in favour. We appeared quite a few years ago before the Senate committee that was also looking at this issue.
Our greatest concern is to make sure that industry and government work together so the timing is right. The elimination of the penny affects small merchants, mid-sized merchants, and large merchants differently. It also affects information technology systems and all of that, so that's very important.