Good.
The other thing I wanted to talk about is that there was a bill—Mr. Marston will correct me if I'm wrong, but I think it was Bill C-393—that appeared before industry committee and dealt with private pensions. One of the heartbreaking things about pensions is that when a company collapses, as Mr. Nikias has pointed out, they can be eliminated, and those people can subsequently be left without a pension.
This bill addresses that too. That issue has surrounded companies like Nortel. Nortel, of course, is administered through the province.
I wonder if you could tell us why that is important. One of the things that came out in the testimony is that if we enact laws that put those claims ahead of the bank's notes, it's quite possible that very healthy companies would be challenged by the bank and could have to go into bankruptcy because they have that obligation to meet. So insuring these products spreads it around.
I wonder if you could just comment on why that's important and why that piece of legislation will be helpful for us.