I call to order the 68th meeting of the Standing Committee on Finance. Our orders today, pursuant to the order of reference of Monday, May 14, 2012, are to continue our study of Bill C-38, An Act to implement certain provisions of the budget tabled in Parliament on March 29, 2012.
We want to thank our witnesses for coming in early this morning. We have four guests with us here in Ottawa, and one individual in Hamilton by video conference.
I want to thank you for joining us here today.
We have first of all, as an individual, Mr. Michael Wolfson; and from the Council of Canadians with Disabilities, Mr. Vangelis Nikias. Welcome as well. From the Canadian Life and Health Insurance Association, we have Mr. Frank Zinatelli; from the Rotman International Centre for Pension Management, Mr. Keith Ambachtsheer, who is back again before the committee; and as an individual from Hamilton, Mr. Arthur Sweetman.
Mr. Sweetman, can you hear me okay?