Minister, wouldn't you agree that these are all moves by our government towards dealing with some of the issues regarding low savings by Canadians and, generally, the security of most Canadians? You mentioned mortgages in particular, these being the largest purchase that most Canadians will ever make, and just making sure that they're not taken advantage of is really our government's motive.
I understand that we've heard from consumer groups and consumers generally across the country, and we're responding to them in relation to accountability and transparency, and just making sure we protect Canadians through knowledge-based information. Is that fair to say?