Maybe if we could expand a little bit further again, there has been some talk about what the banks are doing to help educate consumers. What more...? I'm thinking in terms of how a number of services are offered by the banks. They offer some service in markets, for instance. Will there be some education in that respect so that people know...? Mr. Hoback was talking about some of the problems they had in the States—hedge funding, those areas. Will there be some education for consumers in that regard?
On September 24th, 2012. See this statement in context.