Okay. That was a recommendation but it's not in the existing bill, so it's good to hear you say that.
My second question is around why none of the other recommendations appear in this bill. We have the Financial Consumer Agency of Canada, which exists now. It's an award-winning organization—congratulations, Ms. Menke—and it serves a very useful purpose. Why would we add another position to an existing agency, which already engages in financial literacy, without spelling out what exactly this person will be doing? What are their terms of reference? Why is there to be no advisory council, as was recommended in the task force report, so that there is guidance and a framework and in essence rules for this person in this new position?