Mr. Rudin, in one of your answers you said there are a lot of the 30 recommendations that wouldn't be done by a finance bill but in fact would be done by another department or government agency. One example is the Canada Foundation for Economic Education. They have actually developed a book for new Canadians that tells them something about Canada on one page and then gives a little financial literacy advice on the other.
These are the kinds of initiatives you wouldn't put in a bill such as this, but they're actions by the government that have taken place. So the government is actually implementing the recommendations, but you will not see them all within this specific piece of legislation. I wanted you to expand on that point.