Just quickly—and this is my bias—middle- and upper-income people have a little bit more in the way of resources to get advice, to get advisors. There's more information available to individuals. For us, where there is a lack of clear information that's tailored to communities is in the low-income and vulnerable communities. Those often include first nations communities and newcomers to the country, but they can also include youth who are living in care who are trying to transition into adulthood. There are some really key places we can start to focus some of this work.
On September 26th, 2012. See this statement in context.