Thank you.
I read recently that one of the greatest areas of concern around debt and indebtedness is the 50s to 60s age group, which is shocking, because that's the time in life when we should be coming out of debt and saving.
I guess where I want to tie this together is that it's kind of like the question of what comes first, the chicken or the egg: was it governments that first started to maybe initiate this type of a process or was it the general population?
The follow-up to that question, and I leave this open to anybody, is, how important is it for governments to get a grip on debt themselves? We've taken it upon ourselves as the federal government to eradicate the deficit and to start to build down that debt. How important is that and to get that message across to Canadians so that it will kind of trickle down to the average household as well?