I know. I just wanted to make sure I didn't take up more time. I will slow down.
I've had that.... Actually, I could give you another story about that, but I won't.
There is another quote, too, that nothing is more dangerous than an idea when it's the only one you've got. I would be concerned if we put leadership in place that looked for easy right answers; thought there were right answers; didn't realize the complexity of the challenge; and didn't seek out, among such organizations as those here and others across the country, the various ideas that we might have to put in a pool to find out what really does work.
It will be a challenge. It will be a challenge for us to change what we do not just in financial education but in education in general. But I think there is an extraordinary opportunity for us, and through the leadership, if it doesn't try “to do” but instead “helps to get things done”.... That is what I think we really need at the national level—to reach out, to be a collaborator, to be a catalyst for change, to tap the synergies that are available, to reach into the creativity and experience that are there, to look into why things haven't worked, to find out what we don't know that we need to know, to generate that research, and to be the leader that draws upon the talent that this country has to make a difference in this area of learning and be actually a leader in the world.
Thank you.