When we're talking about the first steps, it's our opinion that there should be some guidelines with this. Do you not agree that we should be seeing at least some guidelines for ensuring that there is going to be collaboration, ensuring that there's going to be use and that the recommendations will be followed? There is nothing in this bill right now that states the leader has to do that.
It has been very ambiguous with regard to making sure it's just creating a position. We've called it a job description, a very expensive job description right now, where we haven't seen enough of the framework, and not even a definition of what financial literacy is or what they're going to be using as financial literacy in this bill.