Yes. I'd like to say that I understand where you're coming from with that question. If we could flip a switch and all the task force recommendations could pass in the first day, that would be fantastic.
I think the way we're looking at it now is that we first need to establish the leadership, as the first step, because that's where the advisory council and all the other pieces are going to come from. We're going to be joined as a country, as groups of organizations, as people who are potential advisers to the leader; that's where it's going to be centred. So establishing the FCAC and the financial literacy leader is really the first step, we believe, in making it all the way through the list from the task force.