I guess that's the advice any of you might provide to the financial leader or to those charged with making a job description for the financial leader. It's very important that we avoid overlap, duplication, redundancy, waste, confusion, and an unclear mandate as we seek to achieve synergies and greater coordination. Any advice you could provide the committee would be helpful, if you would agree to. This is not something you can answer in two or three minutes, but you may have some ideas on how to avoid that duplication and achieve those synergies.
Much of what you've discussed is in the area of education, and much of that responsibility—not all, but much—is provincial. To what extent does it require the federal government, the federal ministers, to work closely with provincial governments going forward on this in terms of designing, among other things, a curriculum—that is optional, of course—for provincial departments of education? Would that make sense, that we seek to develop a curriculum that ultimately is optional but is available to departments of education regarding the whole area of financial literacy?