Can I suggest something, because you only have a minute? I have read the blues and all of those things. I think that's a dangerous place to go, because it really takes away from some of the focus of what it means to the different age groups we have here. We could all come up with definitions about wise career decision-making. It's about understanding debt load and all these things. Really, to demystify it for the average Canadian is a greater concern. That's why when I hear people talk about financial literacy...that leader needs to make sure it becomes a household conversation—probably not using that nomenclature. You can spend a whole lot of time in that space and not get a whole lot done. That's my opinion.