Thanks, Ms. Ryan, for being with us today.
You've cited that there may be a risk that somehow defining financial literacy in this way would potentially limit the mandate. The amendment proposes that financial literacy means the state of having the knowledge, skills, and confidence to make responsible financial decisions and become more aware of financial risks and opportunities.
What would be an example of another potential definition of financial literacy, in addition to this, that would represent a risk in terms of limiting the mandate, in addition to those cited in the amendment? It would help edify the committee to have an example of another potential definition that we haven't thought of that might, if we were to pass this amendment, limit the mandate.