Thank you, Mr. Chair.
I'm new to the committee, Mr. Chair, but I have a few questions I'd like to ask. Perhaps first I will direct my questions to Mr. Carmichael.
You mentioned that you'd like to see a higher credit directed to giving with respect to “pressing needs”. I take it that's because in those circumstances people would be more predisposed to give than not, and you're trying to capitalize on that factor.