Thank you, Mr. Chair.
Thank you to all the witnesses for being here.
Mr. Hallward, in your brief you mentioned that we have a charity gap. We know we already have the gap between the rich and the poor—it's getting bigger and bigger—but you're talking about the charity gap. You also mentioned that the cutbacks from the government in terms of charities threatens all charities.
Can you give us a bit of a picture of what's happening on that side?