Thank you, Madam Chair.
I'd also like to thank the witnesses, and again, the time is so short when there are so many fascinating and very diverse presentations.
I have to make a quick comment. I was very surprised to hear Mr. St-Pierre say he was unaware of work done on tax loopholes. I watched the legislation go through. I've noticed, I think, over 50 since 2006, including things like mortgage insurance investment corporations, so I was just a little surprised that you indicated you were unaware of $2.4 billion worth of work done by the government in that area.