I will just add one point. There is an issue regarding housing co-ops, which is more regarding CMHC and the program. I don't want to get into too many details, but they have an issue regarding refinancing with this specific program. This has been an issue. I know the government has been aware of it and there is still a lot of work, but the answer has not been given yet on that.
On October 16th, 2012. See this statement in context.