I recognize it's a significant problem, but I wondered where that reference came from, so if you have that and you could table it with the committee or send it to the clerk later, it would be appreciated.
Our government introduced a code of conduct, and I know it was very well received, and of course we just recently expanded it to include mobile payments. First of all, is that having some good effect for your industry, and are there enhancements to the code of conduct that you might recommend?