That's great.
On the OAS eligibility change, we're hearing today that there might be a windfall of as much as $10 billion for the federal government in that change. Using Ontario as an example, people on a disability pension from Ontario or Ontario Works through a municipality were hoping to go to OAS at 65, which is a modest increase for them. Now, with this two-year change, they're going to carry the burden of two years of the costs of the government. As well, in these two cases, with it being left on that much longer, it's an added cost to municipalities and the provinces.
I would suggest that this hasn't been about sustainability, but about offloading costs. That's pretty apparent to us now. How concerned are you about the impact this is going to have on our broader community?