Yes, it's a pass-off. Actually I will, but I'm going to go after the financing of cooperatives.
Mr. Murphy, this summer when you presented in front of the committee, you talked about investment institutions' and banks' lack of understanding about the role of cooperatives and how to properly finance, which was restricting the growth of some cooperatives in expanding their operations, obtaining capital for investments, for example, and buildings and other structures.
What would you tell this committee in regard to educating us on the education of the financial sector in the uniqueness of co-ops?