I have one minute? Okay.
Let me start from the bottom, which is first to acknowledge our sympathies for the families in the U.S. and in Canada who have been affected, and tragically so, by this storm, which as you know is ongoing.
Obviously it's very early days and the damage, unfortunately, is not yet complete. The estimates in the order of $20 billion are very early stage. What I would say in general is that with these types of disasters, there obviously is an impact on growth and activity. Initially there are activities that can never be redone: a visit to a restaurant or a movie or something similar that didn't happen over the course of the last few days represents lost GDP. There's obviously destruction, which isn't actually measured, but then there's the rebuilding, which is measured, and the extra activity and the shifting in time of activity.
I'm not trying to belittle the hardship that is being felt and continues to be felt, but in general it tends to be a relatively negligible impact over time. There will be noise in the data. There will be some stronger data and lesser data.
Those other two questions are very important, and hopefully, we'll come back to them.