We think the RDSP is excellent. We've participated in consultations leading up to the proposals included in budget 2012, and absolutely, on the surface, we think this is a very positive impact. Of course, we would like to see things go a bit further. We recommend, for example, rollover options for RSPs. Right now, our rollover options are just for RESPs. We've heard back from some of our members who serve that community very well.
As constructed now, the RDSP poses some challenges. It is inaccessible, I would say, for those individuals who become disabled at an older age in life. For example, for those who are
living with multiple sclerosis or
muscular dystrophy, it would not be helpful, but on the surface, yes, it's a good step.