That's really all I have on pensions.
Mr. Turnbull, I'll turn to you for a second, sir.
When you were referencing derivatives in 2008—I am far from expert on that situation—it struck me that when the catastrophe happened in the United States, there was kind of a free-wheeling attitude going on down there. They were bundling derivatives and they knew the mortgages were not good. They knew in back of all of this....
Canada did very well during that time. Was that because we weren't invested in derivatives? What was the reason?