Thank you.
My last question goes to Mr. Campbell.
In terms of household debt, we hear a lot about the mortgage component. The government has introduced changes to tighten access to mortgages, changes that were not opposed. But the consumer debt problem is still a problem. But we do not hear it mentioned as often. I am talking about credit cards, lines of credit, consumer loans, car loans and so on.
How can we tackle that component? We always hear about mortgages, but the government is going to have to deal with consumer debt. Do you have any recommendations to make on the matter?