We're indifferent as to what the merchant has. Most merchants have contactless. Some have QR, and some have other methodologies. A secure cloud works with all of them.
I will say, Mr. Thibeault, that many merchant acquirers, including this country's largest, do provide a flat rate to merchants for all cards, in the same way that PayPal does. This is not unique for small merchants; they do blend the rates for very small volumes.