Thank you to all of you for your fascinating presentations on this inherently interesting topic.
As Glenn mentioned, I sat on the Standing Committee on Industry when we studied a very similar issue. So I am becoming more familiar with the topic.
My questions on EnStream technology are for Ms. Hall Findlay. This technology is really interesting, but I have some concerns regarding competition.
EnStream was established by Bell, TELUS and Rogers. The documents you sent say that the technology will be made available to all cell phone users, issuing institutions, and all the banks.
They also mention that the modalities will be standardized. Are these modalities known at this time? Is the technology currently available to all of the competitors of Bell, Rogers and TELUS?