Thank you.
Thank you, Mr. Thibeault.
I'm going to take the next round as the chair.
I'm going to come back to the theme of ubiquity and standardization, which Ms. Hall Findlay broached. I think most of you are probably familiar with the famous Seinfeld episode, where George Costanza has the big wallet with 1,000 cards.
Ms. Burke, in the RBC presentation, you showed us how you have three cards. You have the RBC client card; Visa Infinite Avion; and you have Target, so you have a store card within the secure cloud.
How far are we from the situation whereby every card, such as Shoppers Drug Mart, would be able to be stored in the cloud?