We're here to talk about mobile payments, but presumably if we have contracts.... We've talked about how it's always someone else's fault, the network's, the acquirer's, never the bank's and the like. But presumably you would suggest that if we have a contract and it goes into a mobile change.... They say right now there are no new fees for this technology, but five or ten years from now, once they've captured the market, the fees could go up. Is that not correct?
