I think there's a difference between a large value payment system and ACSS, which is the mid-range payment system. So the Bank of Canada has initiated a process to look at LVTS modernization. I think it's a very good process. It will make highly specific recommendations about the capital investments that will be required. They are in the tens to hundreds of millions of dollars range, a not insignificant amount. Those costs ultimately end up being borne by system participants so I think the process that is under way needs to look at the specific benefits we need and bring a bit more specifics to what is expected.
On February 25th, 2014. See this statement in context.