I don't know whether the committee would consider that, because they are quite present throughout the country. Mr. Saxton brought it up, as we just heard. There are the caisses populaires as well.
Another reason, if I may, is that a couple of years ago the Bill and Melinda Gates Foundation gave $8 million or $9 million to Développement international Desjardins to help Africa and Latin America hone their cash transfer system on telephones. I suspect this is something that would be related to payments, because in order to have payments you need credit or cash or something in your mobile apparatus. I don't know if that has been looked at. At the up end of it, how do you account for cash transfers or the ability for a mobile instrument to pay?
I think it would be useful if the committee heard from them. I would just make that suggestion, Mr. Chairman.