Excellent, thank you.
So I guess because Interac offers a convenient and cost-effective means for accepting a payment, throughout the study we have heard from merchant groups and others that Interac's mobile payment application, Interac Flash, is not yet available through the apps of all financial institutions, even when they are able to offer mobile credit card payments for all major credit cards. Would you be able to answer how many financial institutions allow Interac Flash to operate in their mobile wallets?