I understand...on a value basis. That's what I'm trying to nail down.
I think this is relevant to the digital payments technology in the study of this committee because some of the technologies will allow us to now use, very seamlessly, our smartphones to do things that in the past we would have done by taking out a couple of dollars and putting them on the counter.
Are you saying 90% of the volume of transactions, the money value, is cashless, or are you saying 90% of all the transactions that occur?