Yes, I agree.
Granted, my presentation didn't focus necessarily on pensions but the experiences that we've seen are similar to what Jean has said. Again, we can look at the state of pension plans as it relates to young workers. There has been a ratcheting down of the quality of pension plans available, and in bargaining that seems to be the new frontier of concessions that are being asked of unions, to scale down the retirement security components of those agreements. Again, it's happening in a way that will affect future generations.
I think the big challenge is that young workers are coming into the market today with expectations that are so low about what a job can and should deliver to them that is really—