Thank you, Mr. Chair.
I would like to thank the witnesses for being here today.
Mr. Moist, you spoke about pensions. At the last meeting, we heard a little bit about this matter of two-tier pension systems for young people. It is an increasingly evident problem.
Do you think this kind of pension worsens the situation of underemployment insofar as young people want to prepare for their retirement and are willing to take jobs that don't pay as well? What do you think about that problem?