Well, I want to be clear, first of all, that I'm not subscribing to the number because I don't know if that is the right number.
I also want to make the point that apropos the point that Mr. Saxton made, the scope of the obligations on financial institutions and on their clients is much reduced by virtue of this agreement as compared to what FATCA itself would have required.
It's not a current statistic, but when the government announced the tax-free savings account a few years ago it made the point that over the course of time 90% of taxpayers will be in a position to have all of their savings in registered accounts. On that basis, it gives you an indication of the helpfulness of this agreement in relation to FATCA itself.