Just to be clear, when there's a withdrawal from these accounts, the earnings on, and in fact, the capital from the contribution by the Canadian taxpayer will be taxed by the Americans. This is what I think a lot of Canadian taxpayers and citizens would view as perverse, that the Canadian taxpayer is funding grants into these accounts, RESPs and RDSPs, to help people with disabilities or to help their children get a good education, and ultimately, the American treasury is benefiting from that. That would not make a lot of sense to Canadians making these contributions.
