Certainly there's a cost to the CRA, which was $5.7 million over five years, if my recollection is correct, and the banks have their own estimates. But we did not speak to that and couldn't speak to that. The question is how the banks will seek to absorb that cost. I don't know the answer to that. It would be a question for the banks, but it will have to be recovered in their business, I assume.
On May 6th, 2014. See this statement in context.