Thank you very much, Mr. Hayes.
My next question is for Mr. Howlett.
In your presentation, you talked about electronic funds transfers and the new measures on whistleblowing. As far as funds transfers go, my understanding was that you were favourable to that measure. However, other stakeholders we heard from earlier indicated that the legislation is not really clear. There are not enough measures, and this adjustment is left entirely in the hands of the Canada Revenue Agency. That could be an issue. The fact that this measure is not clear and that relevant information is lacking has a major impact.
What do you think about that?