My next questions are for Ms. Swanson, and I want to thank you for your very spirited presentation today, Ms. Swanson.
I'd like to first ask you, again on the issue of privacy, government officials, the Minister of Finance, Conservative MPs tell us privacy concerns have been resolved through the intergovernmental agreement because information is going to be sent to the United States from our CRA not from the banks themselves.
Why isn't that acceptable to you and to your group?