Okay.
You may know that the official opposition, the NDP, has asked that the intergovernmental agreement provisions of Bill C-31 be withdrawn from the bill for further study.
You made reference just now in your remarks to the U.S. Treasury just announcing an 18-month grace period. In fact, Mr. Berg just mentioned continuing concerns with such things as spousal trusts.
I'd like you to comment on how real the threat is of a withholding tax if our financial institutions didn't comply right away, and whether there really is such a need for haste?