It's a good question.
There are clearly a lot of issues to be resolved. The problem we've got is that for the last several years, as the negotiations on the IGA have been progressing, our members and financial institutions in Canada generally have been expending significant amounts of money to bring themselves into compliance on the assumption that there will be an IGA.
I think that an IGA based on certain.... The framework that is in there now, a delay or a.... It may be appropriate to do that. The real shame would be if all that money were wasted by something, if the IGA were completely thrown aside, or what have you. I know that's not what's on the table, but a significant amount of investment is already in the process now, and I think their goal has been to minimize the impact on Canadians overall.