I'll get to this, Chair.
You mentioned something about its limiting some of the privacy concerns raised if it were to go directly from the bank—the institution, whatever it is—to the IRS. Is that right?
What I'm trying to understand, and what Mr. Rankin is trying to do in terms of improving this agreement is to understand whether there is some sort of extra security test or something, some enhancement of privacy, that happens simply by going through this middleman, the CRA, rather than directly to the IRS.